Travel Insurance
Travel Insurance

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling,

Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical-expense options; the higher ones are chiefly for countries that have high medical costs, such as the United States.

The most common risks that are covered by travel insurance plans are:

  • Death, bodily injury, illness, disease, or pregnancy complications
  • Termination of employment (provided you did not know about it before you booked the holiday)
  • death or serious illness of a family member (subject to age restrictions and possibly the pre-existing conditions (if any) of that family member
  • Trip cancellation
  • Trip interruption
  • Overseas funeral expenses
  • Lost, stolen or damaged baggage, personal effects or travel documents
  • Delayed baggage (and emergency replacement of essential items)
  • Flight connection was missed due to airline rescheduling or delay.
  • Travel delays due to weather
  • Hijacking

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