Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person whereas Health insurance is insurance that covers the whole or a part of the risk of a person incurring medical expenses incase of Illness or an accident.
We offer two types of Life insurance covers which are; Level Term and Decreasing Term.
Level term means that the death benefit stays the same throughout the duration of the policy.
Decreasing term means that the death benefit drops, usually in one-year increments, over the course of the policy’s term.
Our Health Insurance covers:
Ambulatory patient services
Maternity and newborn care
Mental health and substance abuse disorder services (including behavioral health treatment)
Rehabilitative and habilitative services and devices
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care